Terms & Conditions

TERMS & CONDITIONS

Thank you for registering with Nazareth Wealth Private Limited. Please read these terms and conditions of use carefully, which is a legal contract between you (“user”) and Nazareth Wealth Private Limited. This website viz www.nazarethwealth.in domain name is owned and controlled by Nazareth Wealth Private Limited (hereinafter referred to as “NW”), which is a SEBI registered research entity (registration number INH200008802) registered under SEBI (Research Analysts) Regulations, 2014. For the purpose of this terms and conditions, wherever the context so requires the term "You" or "User" shall mean any natural or legal person including online and offline clients and the term "We", "Us", "Our" shall mean Nazareth Wealth Private Limited.

By accessing or using the website and/ or any related mobile or software applications (collectively the “sites/ website”), accessing or using the content, information, services, features or resources available or enable through the sites including but not limited to delivery of information through the sites whether existing now or in the future that link to these terms of use (collectively with the sites, the “service”), however accessed or used, the user:

a)     agrees to be bound by these terms of use (“Terms & conditions”)

b)    represents that the user is of a legal age in user’s jurisdiction of residence to form a binding contract.

These terms and conditions affect the user’s legal rights and obligations. Except as otherwise provided herein, if the user does not agree to be bound by these terms and conditions, the user may not access or use the service. Please note that these terms and conditions are subject to amendment(s) by NW at its sole discretion at any time without any prior intimation of the same to the user (“updated terms”).

Terms

By accessing the website, you are agreeing to be bound by these terms of service (including the fee structure), all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

Breach of these Terms and conditions

Without prejudice to NW’s other rights under these terms and conditions, if you breach these terms and conditions in any way, NW may take such action as it seems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

Scope of services

NW is in the business of providing research analyst services (equity advisory). We offer this service through access to our investment portfolios consisting of listed equities only. Fee is charged to access individual portfolios and charged on the basis of that corresponding package.

We do not:

1.      provide personalised advice.

2.      provide any distribution services (for any financial products).

3.      help to define family goals & objectives.

4.      assess risk profile.

5.      develop investment policy statement.

6.      develop investment recommendations based on goals & risk profile and assist in implementing these recommendations.

7.      provide advice with respect to the investment in insurance, commodities and other financial assets.

8.      provide advice and recommendations in any other areas of financial planning in which advisor or client identifies a need.

NW maintains an arms-length relationship between its activities as research analyst and other activities and shall ensure that this arm’s length relationship would be maintained throughout the tenure of advisory service.

Conflict of interest

Any conflict of interest shall be disclosed to the client as and when they arise. We adhere to SEBI regulations with respect to trading in securities covered by our investment portfolios. We will not deal or trade in securities that we recommend within thirty days before and five days after the publication of a research report (investment portfolio). We do not derive any direct or indirect benefit out of the client’s securities/ investment products.

Use of information and material on this website

Permission is granted to temporarily access information on the website for personal, non-commercial transitory use only. This is the grant of a license, not a transfer of title, and under this license you may not:

1.      attempt to decompile or reverse engineer any software contained on the website;

2.      remove any copyright or other proprietary notations from the materials; or

3.      share the material with another person or “mirror” the materials on any other server.

4.      republish material from this website (including republication on another website).

5.      sell, rent or sub-license material from the website.

6.      show any material from the website in public.

7.      reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose.

8.      edit or otherwise modify any material on the website; or

9.      redistribute material from this website except for content specifically and expressly made available for redistribution.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format. NW reserves the right to deny, in its sole discretion, any user access to this website or any portion thereof without notice or justification. Further NW reserves the right at any time to charge fees for access to any service provided by it. NW may offer its some of its services free of charge to the user subject to such terms and conditions including the period for which it is offered free of charge, as may be decided by us. It shall put up a notice to this effect with necessary details at the relevant point of time.

Acceptable usage

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, trojan horse, worm, keystroke logger, root kit or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without NW’s express written consent. You must not use this website to transmit or send unsolicited commercial communications. You must not use this website for any purposes related to marketing without NW’s express written consent.

Eligibility

The user of this website declares and agrees that the user is a natural/ legal person who has attained the age of majority as per the concerned law. Persons who cannot enter into legally binding contract in accordance with the provisions of the Indian Contract Act, 1872, including person of unsound mind and un-discharged insolvents etc. are not entitled to use the website. If the user violates any of these terms, or otherwise violate an agreement entered into through the medium of the website, we may, delete user’s profile and any content or information posted by the user on the website and/or prohibit the user from using or accessing the website at any time in its sole discretion, with or without notice, including without limitation if it believes that you have not attained the age of majority.

Our intellectual property

The content and information contained within our website or delivered to you in connection with the use of our website is the property of NW and any other third party (where applicable). The trademark, trade names and logos (the “Trademarks”) that are used and displayed on our website include our registered and unregistered trademarks and of third parties. Nothing contained on our website should be construed as granting any license or right to use any trade marks displayed on our website. We retain all proprietary rights on our website. Users are prohibited from using the same without the written permission of NW or such third parties. The materials on this website are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the prior written consent of NW.

Confidentiality

You further acknowledge that the website may contain information which is designated confidential by us and that you shall not disclose such information without our prior written consent. Your information is regarded as confidential and, therefore, will not be divulged to any third party except as set forth in this and any other term of use applicable to our website. You will not, directly or indirectly, disclose information regarding the services to any third party in any media or in any manner, and will held all such information in confidence, subject to any disclosure required by law, court order, or by any government or regulatory authority. You shall not make any public announcement, press release, or communication concerning these terms of use without the prior express written consent of NW.

Subscription & control of your access

If you wish to receive access to the restricted editorial content of the website you will need to sign-in and subscribe (as a subscriber) with us and the following provisions of this clause will apply. You agree to:

a)     Provide true, accurate, correct and complete information which you are required to provide when you register or subscribe as a user of the website, whether in respect of the subscription services or the free services (“personal information”); and

b)    Notify us immediately of any changes to the personal information

c)     Receive calls, text or emails regarding our products or services and various promotional offers for solicitation.

d)    You agree not to: impersonate any other person or entity or to use a false name or a name that you are not authorised to use, or disclose your password or user name to any other person, or allow your password or user name to be used by any other person to access the services. If you choose to share this information with third parties to provide you additional services, you are responsible for all actions taken with your login information and password and, therefore, should review each third party’s privacy policy. You are responsible for all actions taken with your login information and password, including fees. If you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately change your password. You agree to notify us immediately if you suspect any consistent unauthorised use of your account or access to your password even after changing it.

Charges, refund and cancellation policy

Subscription charges are subject to change without notice. The price in effect when we receive your order will be the price that is charged for subscription. We do not accept payment in cash. There is no trial offer for our services. There is no money back or refund policy in case you do not find our services useful or are dissatisfied with the services of NW. We have a strict no refund policy. Once a subscription is placed and processed, it cannot be cancelled. All the orders that are paid for are final and any dispute will be resolved at our sole discretion. By making a payment, the user acknowledges, represents and warrants that the user has read and understood our terms of use and privacy policy available on the website. Except as set forth in these terms of use or as required by law, all payment transactions processed through the service are non-refundable and non-reversible by buyer through the service. We reserve the right to issue refunds or credits at our sole discretion. If we issue a refund or credit, we are under no obligation to issue the same or similar refund in the future. Subscription charges, offers, and promotions are subject to change. The price in effect and the terms and conditions for your specific order at the time of placing your order will be applicable to your order.

Risk factors

Investments in securities are subject to market risks and there is no assurance or guarantee that the objective of the investments will be achieved. Past performance of the investment advised does not indicate its future performance. The performance of the investments/ products may be affected by changes in government policies, general levels of interest rates and risks associated with the trading volumes, liquidity and settlement systems in equity and debt markets. Investments in the products which the clients have opted are subject to wide range of risks which inter alia also include but not limited to economic slowdown, volatility and illiquidity of the stocks, poor corporate performance, economic policies, changes of government and its policies, acts of God, acts of war, civil disturbance, sovereign action and / or such other acts/ circumstance beyond the control of NW or any of its associated entities. The names of the products/ nature of investments do not in any manner indicate their prospects or returns. The performance in the equity may be adversely affected by the performance of individual companies, changes in the market place and industry specific and macro-economic factors. Investments in debt instruments and other fixed income securities are subject to default risk, liquidity risk and interest rate risk. Interest rate risk results from changes in demand and supply for money and other macroeconomic factors and creates price changes in the value of the debt instruments.

Links to other websites

Our website, nazarethwealth.in, might contain links to other websites. We are not responsible for the content, accuracy, or opinions expressed in such websites and such websites are not investigated, monitored or checked for accuracy or completeness by us. Inclusion of any linked website on our website does not imply approval or endorsement of the linked websites by us. If you decide to leave our website and access these third-party websites, you do so at your own risk.

Non-transferable

Your right to use our website is not transferable. Any password or right given to you to obtain information, content, document or messages (via email or SMS on mobile) is not transferable. Any violation in the same will be considered as a breach of these terms of use and liable to immediate account termination without any refund of the active subscription.

Alerts

By using this website, it is deemed that you have consented to receiving emails, calls, autodialled and/ or pre-recorded message calls, text messages (SMS, WhatsApp, Telegram, Signal or any other similar apps), from us or our vendors, at any time, on the telephone number/ contact information that has been provided by you even if the contact number you have entered is on DND (Do not disturb), for the use of this website or our services. We may send inquiry confirmation/ intimation, subscription confirmation, cancellation, payment confirmation, schedule change or any such other information relevant for the transaction on the contact number given by the user at the time of registration/ reservation. We may also contact you to clarify your inquiry, seek additional details pertaining to it, etc. Our text messages (SMS, WhatsApp, Telegram, Signal or any other similar apps), alerts will be subject to guidelines of Telecom Regulatory Authority of India (TRAI) and Department of Telecom (DoT) as well as to the terms and conditions of third-party merchants, services of whom we might avail of. By signing up for alerts, you agree to allow us to send you alerts, even if your number is registered in the DND registry. We do not commit, guarantee, assure or promise any returns based on our recommendations. You act solely based on your individual risk-bearing ability and your perception of the equities market. You hereby unconditionally consent that such communications via text messages (SMS, WhatsApp, Telegram, Signal or any other similar apps) and/ or voice call is

a)     upon your request and authorisation

b)    ‘transactional’ and not an ‘unsolicited commercial communication’ as per the guidelines of TRAI and

c)     in compliance with relevant guidelines of TRAI or such other authority in India and abroad.

We may provide all recommendations via website, text messages (SMS, WhatsApp, Telegram, Signal or any other similar apps), email and other app notification. The deliveries of the text messages (SMS, WhatsApp, Telegram, Signal or any other similar apps) on national and international numbers are solely dependent on the vendor’s infrastructure and the network of the receiver. We will not be responsible on delayed in delivery or non-delivery of the alerts/messages. You hereby agree and undertake to indemnify us against all types of losses and damages incurred by us due to any action taken by TRAI, access providers (as per TRAI regulations) or any other authority due to any erroneous compliant raised by you against us with respect to the intimations mentioned above or due to a wrong number or email id being provided by you for any reason whatsoever.

No warranty

The services and the software/ model/ website are provided “as is” without any express or implied warranty of any kind, including warranties of merchantability, fitness for a particular purpose or non-infringement. The software/model may contain defects, bugs, inoperable features, errors or incomplete code. You assume total responsibility and risk for your use of the service and the software. We do not guarantee that the service or the software will be uninterrupted or error free; it is provided on an “as available” basis. NW and its affiliates do not warrant the accuracy, completeness or timeliness of the news and information available through the service. You acknowledge that any reliance upon any such news, statements or other information shall be at your sole risk. We do not guarantee the accuracy of the information available through the service and you agree not to rely on any information or other content available through the service without making your own independent investigation and exercising your own business judgements. Neither NW nor any of its data or content providers shall be liable for any errors or delays in the information or other content available through the service, or for any action taken in reliance thereon. No offer on our part with respect to the sale or purchase of any securities is intended or implied, and nothing contained herein is to be construed as a recommendation to buy or sell any securities. NRI users must ensure that stocks recommended by us are not in RBI ban list before investing or executing the order with their trading member.

Indemnification

You agree to indemnify, save and hold NW, its affiliates, contractors, employees, officers, directors, agents and its third party associated, licensors, and partners harmless from any and all claims, losses, damages, and liabilities, costs and expenses, including without limitation legal fees and expenses, arising out of or related to your use or misuse of the services or of the website, any violation by you of these terms of use, or any breach of the representations, warranties, and covenants made by you herein. NW reserves the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify us, including rights to settle, and you agree to cooperate with our defence and settlement of these claims. We will use reasonable efforts to notify you of any claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification upon becoming aware of it.

Limitation of liability

Notwithstanding anything to the contrary contained herein, neither we nor our affiliated companies, subsidiaries, officers, directors, employees or any related party shall not have any liability to you or to any third party for any indirect, incidental, special or consequential damages or any loss of revenue or profits arising under or relating to these terms of use. To the maximum extent permitted by law, you waive, release, discharge and hold harmless NW, its affiliated and subsidiary companies, each of their directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of your use of the website.

Availability and updating of the site

We may suspend the operation of the site for repair or maintenance work or in order to update or upgrade its content of functionality from time to time. We do not warrant that access to or use of the site or of any sites or pages linked to it will be uninterrupted or error free. We may change the format and content of the site at its sole discretion from time to time. You should refresh your browser each time you visit the site to ensure that you access the most up to date version of the site. We reserve the right to add, alter, modify, withdraw, replace, wholly or in part, any of the contents and/or columns and/or sections by any other contents and/or columns and/or sections, whether similar or not, or withdraw it altogether without any prior notice. In case of dispute with any party, our decision will be binding and final.

Severability

In the event any provision of this terms of use is found invalid or unenforceable pursuant to judicial decree or decision, the remainder of this terms of use shall remain valid and enforceable according to its terms.

Special rights conferred to European citizens/ data subjects

The privacy policy shall supersede over the contrary terms specified in these terms of use.

Suggestions, complaints, and disputes

Suggestions and complaints are to be first addressed to customer support at analyst@nazarethwealth.in

Privacy policy

Our privacy policy, which may change from time to time, is an integral part of this terms of use and shall be read along with these terms of use.

Applicable laws

Your use of this website and any terms and conditions are subject to laws of India. In case of any disputes arising out of the use of the website, Courts of Kerala will have exclusive jurisdiction.

Risk profiling disclaimer

You agree that the services provided is only in the form of recommendations on the potential investment opportunities and we are not responsible for any losses that may be caused on the investment decisions taken based on our recommendations. We would recommend you to segregate your capital and investments into multiple products (time deposits, corporate bonds and equity). Investment of entire capital into equity stocks is absolutely not recommended. You would not bring any claim to NW, and/or its group entities, or any officers, employees or our agents in respect of any or all losses, direct or indirect damages, claims, proceedings, cost and expenses suffered by you or any one for the decisions undertaken based on our recommendations. You are recommended to independently evaluate whether to make an investment or not. We would not be responsible for any losses that are caused on account of investment decisions taken by you which do not match your risk profile.